Optimum Drone Insurance
so you can list.
Optimum is Lofft's preferred public-liability partner for operators getting a commercial UAS schedule so they can list. If you already hold RPC, C of R, and ROC/OpSpec but still need a valid commercial PLI schedule naming the UA, mention Lofft for the preferred rate.
Then upload the certificate — it must name the UA, cover at least R1 million, and cover commercial UAS — and apply at /join as a ROC holder or listed crew. Lofft does not underwrite or hold the policy. Lofft does not fly and does not hold a ROC.
Why we partnered with Optimum
Third-party liability insurance is a legal requirement, not just a Lofft rule.
Every commercial RPAS operation in South Africa needs adequate third-party liability cover under CAA Part 101. Generic personal drone insurance rarely covers commercial operations properly, which leaves operators exposed exactly when it matters most.
Optimum's cover protects against bodily injury and property damage, invasion-of-privacy claims, and noise-liability claims, and extends to subcontractors, employees, or volunteers acting on your behalf. Lofft names Optimum as the preferred PLI partner so operators arranging a commercial UAS schedule can get covered without guesswork, at a preferred rate when they mention Lofft. Lofft does not underwrite or hold the policy.
Built for commercial RPAS ops
Cover designed around CAA Part 101 commercial requirements, not adapted from a hobbyist policy.
Preferred rate — mention Lofft
Mention Lofft when you request a quote. The preferred rate is for operators arranging a commercial UAS schedule so they can list — not limited to already-verified or live Lofft pilots.
Then upload and apply
Once Optimum issues the certificate, upload it on the documents step and apply at /join. You must be a ROC holder or listed crew to list.
What's covered
Built specifically for commercial RPAS operators
Optimum writes commercial UAS cover for typical South African RPAS work such as film, survey, and stills. That is how commercial RPAS is commonly used in SA — not a picture of Lofft's current listings.
Loss or damage
Cover for your drone and payload, including approved worldwide transit while equipment is in transport.
Third-party liability
Required by the CAA for all RPAS operations. Protects you if your drone causes damage or injury to someone else.
Transit cover
Cover while transporting your drone equipment to your destination.
Full theft cover
Stolen equipment and payload, on the ground or in safe keeping, usually excluded from standard commercial policies.
Worldwide availability
Cover extends outside South Africa with approval for work abroad.
Loss of licence
Options to cover your income if you lose your RPC due to injury or illness.
Optimum also offers in-house underwriting with no queues, dedicated claims handling, approved local drone repair partners, and drone financing options for licensed, CAA-approved operators. Optimum underwrites; Lofft does not hold the policy.
A few important exclusions to know
- • Illegal or unauthorised use — beyond approved activities, outside permitted geographical limits, or from non-approved landing/take-off sites.
- • Damage to property you own, rent, lease, or control.
- • Injury to your own directors, employees, or partners while working for you.
This is a summary only. Read the full coverage terms, conditions, and exclusions before taking out a policy — download the coverage summary (PDF) ↗
Get a quote, then apply
Request a quote from Optimum and mention Lofft for the preferred rate. Then apply at /join as a ROC holder or listed crew, and upload the certificate on the documents step.
Already in the application? Upload the certificate on the documents step.
Daniel J Blomerus · daniel@optimumgroup.co.za · An Authorised Financial Services Provider (FSP 44659). Lofft does not fly and does not hold a ROC.