Optimum Drone Insurance
endorses Lofft.
Lofft has partnered with Optimum Financial Services Group to give every CAA-verified pilot on our platform access to tailored, Part 101 compliant cover, at a preferred rate, with no need to shop around.
Why we partnered with Optimum
Third-party liability insurance is a legal requirement, not just a Lofft rule.
Every commercial RPAS operation in South Africa needs adequate third-party liability cover under CAA Part 101. Generic personal drone insurance rarely covers commercial operations properly, which leaves pilots exposed exactly when it matters most.
Optimum's cover protects against bodily injury and property damage, invasion-of-privacy claims, and noise-liability claims, and extends to subcontractors, employees, or volunteers acting on your behalf. We've endorsed them as our preferred partner so Lofft pilots can get properly covered without guesswork, at a rate negotiated specifically for our community.
Built for commercial RPAS ops
Cover designed around CAA Part 101 commercial requirements, not adapted from a hobbyist policy.
Preferred rate for Lofft pilots
A discount negotiated exclusively for verified Lofft pilots. Mention Lofft when you get a quote.
Straightforward to arrange
Get a quote directly from Optimum and upload your certificate to your Lofft profile once it's issued.
What's covered
Built specifically for commercial RPAS operators
Optimum's drone cover is designed for CAA-licensed commercial operators across South Africa, from crop spraying and mapping to filmmaking, surveying, power line inspections, and anti-poaching work.
Loss or damage
Cover for your drone and payload, including approved worldwide transit while equipment is in transport.
Third-party liability
Required by the CAA for all RPAS operations. Protects you if your drone causes damage or injury to someone else.
Transit cover
Cover while transporting your drone equipment to your destination.
Full theft cover
Stolen equipment and payload, on the ground or in safe keeping, usually excluded from standard commercial policies.
Worldwide availability
Cover extends outside South Africa with approval for work abroad.
Loss of licence
Options to cover your income if you lose your RPC due to injury or illness.
Optimum also offers in-house underwriting with no queues, dedicated claims handling, approved local drone repair partners, and drone financing options for licensed, CAA-approved operators.
A few important exclusions to know
- • Illegal or unauthorised use — beyond approved activities, outside permitted geographical limits, or from non-approved landing/take-off sites.
- • Damage to property you own, rent, lease, or control.
- • Injury to your own directors, employees, or partners while working for you.
This is a summary only. Read the full coverage terms, conditions, and exclusions before taking out a policy — download the coverage summary (PDF) ↗
Get covered
Reach out to Optimum directly for a quote, and mention that you're a Lofft pilot for the preferred rate.
Daniel J Blomerus · daniel@optimumgroup.co.za · An Authorised Financial Services Provider (FSP 44659)